Just been toting up what extra I have paid to my credit card company because I have no money.
I took out a second credit card and transferred all the money - I don't pay interest on this for x amount of months - but I still have to pay to transfer the money. I then transferred the money back to the original account with another fee to pay. But another period without interest. More fees forgetting to pay. It all adds up.
Balance transfer fees £78.17
Credit Card Cheque Fees £20.71
Interest £173.59
Late payment Fees (3) £36.00
The interest was as follows :
Oct 08 4.61
Nov 08 6.55
Dec 08 7.97
Jan 09 50.53
Feb 09 46.42
Mar 09 37.97
Apr 09 18.34
May 09 1.20
I dread to think what the costs aree on my main card. But I suppose I'll have to add them up at some point.
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